Membership terms, our refund policy, the risk disclaimer, and how we handle your data. Please read the refund policy in particular before subscribing.
Last updated: May 2026
PFT is a digital membership that grants immediate access to proprietary educational content, the member portal, live trade commentary, and the community. Because access is delivered instantly and cannot be returned, we do not provide refunds, credits, or prorated amounts for any reason, including but not limited to:
Membership is billed on a recurring basis until cancelled. You may cancel at any time through your Whop account in a couple of clicks — no email, no retention call. Cancellation stops all future renewals. It does not refund the current billing period or any prior payment. When you cancel, you keep access until the end of the period you have already paid for; access then ends and you are not charged again.
Because this policy is stated clearly before purchase, initiating a chargeback or payment dispute in place of cancelling is a breach of these terms. We reserve the right to contest disputes with this policy and your acceptance of it as evidence, and to immediately and permanently terminate access for any account that files one.
The sole exceptions are (a) a duplicate or clearly erroneous charge caused by a billing error on our side, and (b) any refund right that is required and cannot be waived under the mandatory consumer law of your jurisdiction. Nothing in this policy removes a legal right you have that cannot be contracted away. For a billing-error correction, contact support@pftdesk.com.
By subscribing to or using PFT (the "Service"), you agree to these terms. If you do not agree, do not subscribe.
You must be of legal age in your jurisdiction to enter a binding contract and to participate in any market or wagering activity you choose to undertake. You are responsible for ensuring your use of the Service is lawful where you live.
Membership grants a personal, non-transferable, non-exclusive license to access the portal, educational curriculum, live commentary, and community for as long as your subscription is active. Access is for one individual. Sharing credentials, redistributing, recording, scraping, or republishing any PFT content is prohibited and grounds for immediate termination without refund.
PFT is an educational community. Nothing provided is personalized financial, investment, tax, legal, or wagering advice. PFT and its operators are not registered investment advisors or broker-dealers. You make your own decisions and bear your own results. See the risk disclaimer below.
Be civil. No harassment, no spam, no solicitation of other members, no illegal activity, no attempts to deanonymize operators or other members. We may remove content and terminate accounts that violate these terms, at our discretion, without refund.
We aim for high availability but do not guarantee uninterrupted access; the Service is provided "as is" without warranties of any kind. We may modify, add, or discontinue features, content, or these terms at any time. Continued use after a change constitutes acceptance of the updated terms.
To the maximum extent permitted by law, PFT and its operators are not liable for any trading, investment, or wagering losses, or for any indirect, incidental, or consequential damages arising from use of the Service. Your sole remedy for dissatisfaction is to cancel.
All content — trade ideas, market commentary, sports and prediction-market analysis, and educational material — is provided for educational and informational purposes only and is not financial, investment, tax, legal, or wagering advice.
Trading securities, futures, and options carries a substantial risk of loss and is not suitable for every person. You can lose more than your initial investment in leveraged products. Sports and prediction-market activity is speculative, restricted to participants of legal age within their own jurisdiction, and should be approached responsibly; only risk what you can afford to lose.
Past performance is not indicative of future results. Any performance figures, examples, or case studies are illustrative, may be hypothetical, and should not be relied upon as a promise or projection of results. Individual results vary; most people who attempt active trading do not achieve consistent profits. PFT does not guarantee any outcome, income, or profit.
PFT and its operators are not registered investment advisors, broker-dealers, or sports-tout services. You are solely responsible for your own decisions and are strongly encouraged to consult qualified, licensed professionals before acting on any information presented.
We collect the minimum needed to operate the Service.
Payments and billing are handled by Whop. We never see or store your full card details. Whop's own terms and privacy policy govern the payment relationship.
To deliver, secure, and improve the Service. We do not sell your personal data. We share it only with the processors required to run the Service (payment, hosting, analytics) and where required by law.
You may cancel at any time via Whop. To request access to or deletion of the data we hold about you, contact support@pftdesk.com. Some records may be retained as required for legal, accounting, or fraud-prevention purposes.
Questions about these policies: support@pftdesk.com.